Car Insurance

Key Takeaways Rate increases depend on fault, severity, and driving history.  At-fault accidents usually raise premiums 20% to 50%, while not-at-fault accidents may cause little or no increase, depending on the insurer and circumstances. Serious crashes and DUI-related accidents lead to the highest increases.  Accidents involving injuries, major property damage, or DUI can raise insurance premiums 60% to 100% and may require an SR-22 filing. In Texas, the at-fault driver is f